Mortgages. Remember the added charges!

More and more ( car insurance policy ) homeowners are re-mortgaging their homes to

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take advantage of mouth wateringly low interest rates. But beware, don't be mislead about the true cost of switching.

Some of the big lenders have been advertising bargain rates of ( mortgage quotes ) interest - for example, 4.3% for a two year fixed deal - but behind the scenes in the small print, they've hiked up the add-on charges and these can wipe out the savings.

The soaring charges are the lenders response to the borrowers increasing ( motor insurance quotes ) tendency to switch from mortgage to mortgage to take advantage of successive special offers. The so called "rate tarts".

Indeed, some lenders are now charging around £1,000 to switch to ( mortgage rates ) another mortgage product even when it's supplied by themselves!